Free Real Estate Calculators
Make smarter property decisions with accurate mortgage, affordability, and investment calculators.
All Calculators
Free tools built for US real estate — no sign-up required.
Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and full amortization schedule for any home loan.
Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment using the 28/36 rule.
Cap Rate Calculator
Analyze rental property investments with Net Operating Income, cap rate, and cash-on-cash return calculations.
Rent vs Buy Calculator
Compare the true long-term costs of renting versus buying to make the right decision for your situation.
100% Free
No sign-up, no credit card, no hidden fees
Accurate
Standard US mortgage formulas and guidelines
Instant
Results update in real-time as you type
Why Use RealtyCopilot?
Buying a home is the largest financial decision most Americans make. RealtyCopilot gives you the same professional-grade calculations used by loan officers and real estate agents — completely free.
Whether you're a first-time buyer trying to figure out your budget, a homeowner comparing refinance options, or an investor evaluating a rental property, our calculators give you the numbers you need instantly.
All calculations use standard US mortgage formulas. Results are estimates for educational purposes — always confirm final figures with your lender or financial advisor.